Table of contents:
- Why do some parents deny their children for spending money?
- One extreme is required to generate other
- How much money to give the child
- Money for a day or for a few weeks
- "Do not take with them the money - you lose or steal!"
- Piggy Bank - the first experience of the savings funds
- At what age a child can make their own purchases?
As much as parents may try to take care of their child,but sooner or later he will have to go to an independent life. The more knowledge and skills he will have, the easier it will be to resolve any issues, including cash. Not all parents know how to teach a child to handle money and how much about them he should be. Some doubt at all: whether to actually need the money the child? Right answer: you need! Just do not be too early to burden him with large sums, while requiring accountability from both the adult.
Why do some parents deny their children for spending money?
Do not give money to a child
The reasons for this may be several:
- Lack of money from the parents themselves.
- Adults are afraid that their children will lose the money, whatever you say, it is hard.
- Parents do not want their children to be free: pocket money will allow them to go to the other end of town, walk to the shops, buy unnecessary stuff - all this seems to some fathers and mothers quite superfluous.
- In this way - by deprivation of cash -adults try to keep their power over the child: they will not give him the ultimate in any amount to any thing or fun, but only when he asks them about it!
Perhaps the good can only count firstcause - here the parents themselves without money, and the children, of course, aware of this. In other cases, the guys feel left out - because with their peers "in cash" all right!
One extreme is required to generate other
If a child is never money, guess: he do with them, if they had suddenly appear? Most of all, he spends them immediately, wanting to taste the joy of shopping or to brag to his friends for their generosity. The second option: it protects them as afraid then again left with an empty purse. "That's a good fellow!" - Some readers might think. It is not done, because he will try to solve their problems for someone else's expense with a single purpose - to maintain its "capital". In addition to these deficiencies in a person not accustomed to handle money, sure to be another: it is very difficult to determine the value for money, and as a result most of his purchases would be extremely disadvantageous.
How much money to give the child
Let us consider in more detail how to teach a childhandle money and how to determine the right amount to him. Any teaching comes through practice, that is, it is necessary to constantly give the child the possibility to pay "their" money. As for the amount you can not give a definite answer - each family has its own "budget". To proceed, roughly, you need the following: in the purse of a child must be money for transportation, and for such things as a glass of juice, a muffin, ice cream. It is clear that the older the children are, the greater their spending.
Money for a day or for a few weeks
If you ask to teach your child properlymanage money, then it is necessary to give them a few weeks, explaining at the same time that it is necessary to spend it with the expectation that the next amount will be issued not earlier than three or four weeks. It's a good endurance training. And parents need to be firm here: in any case, do not fill up the "account" son or daughter, if for a fixed term limit is reached.
"Do not take with them the money - you lose or steal!"
Warn the child that banknotesThey have value not for him alone, and hunters on another's good there is always, of course, not! However, at the same time, you need to teach him some way to protect them, not to leave a bag with a purse unattended, to invent little taynichki - because he will have to take certain amounts, not only in school, but also on training, on trips, to the movies , simply on walks - can always be a need for something to settle.
Piggy Bank - the first experience of the savings funds
There is much to tell the child how well does notspend all the money at once. But the process of education will be more effective if you give him a chance to feel how great it is when the left there is some amount, which is also growing, and eventually it is possible to buy something expensive enough. Get ordinary piggy bank - in a year with your child count how many managed to save some money. We can assure you that from the moment he feels the taste of "a large sum", the money will not be spent in vain - every extra penny he will try to delay the purchase of something very important for him.
At what age a child can make their own purchases?
The earlier the better! For 4 years he can buy ice cream at the kiosk or to pay for a ticket on the carousel. We are in any case not encourage parents to leave children alone in a public garden or park - of course, adults should be close and control the actions of your child. A year later, the two parents can wait for the kid to the store's porch - he will buy milk or bread. Gradually, the children get used to the money begin to realize that you can buy for a particular amount. Over time, they will be perfectly guided in the prices, and they can be without fear to give any amount - they never spend it in vain!